Agriculture is one of the riskiest economic activities but it is hardly insured in our country. India has the largest crop insurance scheme in the world, but it leaves out more than it covers. Though the government gives a high subsidy, percentage-wise, the sums assured are meagre. Should India go in for universal crop insurance, with a larger cover, and government picking up the subsidy tab? This third episode of ‘Smart Agriculture’ broadcast on CNN-IBN and CNBC-Awaaz, we present voices for and against. Photo shows hailstorm-affected farmers of Mathura. Photo by Vivian Fernandes.